Key Takeaway (TL;DR): Running a global proxy on mobile phones often triggers location verification flags in banking and payment apps. FlClash's Per-App Proxying on Android creates a hardware-level whitelist: only designated foreign applications (Telegram, YouTube, ChatGPT) are ingested into the VPN tunnel, while domestic banking and local messaging traffic completely bypasses the proxy stack.
1. Per-App Proxy Whitelist Setup
Navigate to Settings -> Per-App Proxy, toggle Whitelist mode, and select only the international tools requiring acceleration.